What is a Personal Umbrella Liability Policy?
Excess liability is often called an umbrella because it coverage’s over all other liability insurance and is used for a catastrophic loss. When the underlying liability coverage on your automobile, home or recreational vehicles have been exhausted the excess liability umbrella would cover above this coverage. Coverage is provided for you, your spouse and any relatives living in your household and insured by your primary polices. This policy also includes coverage if you are sued for false imprisonment, wrongful eviction, libel and slander, defamation of character, or invasion of privacy.
Why purchase a Personal Umbrella Policy?
With lawsuits being filed every day in America you can’t afford not to protect your assets. Umbrella liability is very affordable. It is not coverage just for the well-to-do. The coverage coordinates with your existing insurance to give you piece of mind. With the correct level of coverage for your own specific needs when you have the auto accident you will know you are protected.